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Mental Health and Substance Abuse

Benefits for the treatment of mental conditions and substance abuse are paid in the same manner as your regular medical benefits. However, all care for the treatment of mental conditions and substance abuse must be through a Preferred provider. Please remember that all benefits are subject to the definitions, limitations, and exclusions defined in the Service Benefit Plan Brochure (RI 71-005).

2013 Basic Option - Mental Health and Substance Abuse Benefits

Benefit DescriptionYou Pay

Professional services, including individual or group therapy by providers such as psychiatrists, psychologists, clinical social workers or psychiatric nurses

  • Office and home visits
  • In a hospital outpatient department (except for emergency rooms)
  • Psychotherapy for smoking cessation

Note: Additional types of licensed providers may be available to you for mental health and substance abuse services. Consult your PPO directory or contact your Local Plan at the Mental Health/Substance Abuse phone number on the back of your ID card.

Preferred primary care provider or other healthcare professional: $25 copayment per visit

Preferred specialist: $25 copayment per visit

Participating/non-participating: you pay all charges

  • Inpatient professional visits
  • Professional charges for facility-based intensive outpatient treatment

Preferred: Nothing

Participating/non-participating: you pay all charges

  • Professional charges for intensive outpatient treatment in a provider's office or other professional setting

Preferred: $25 copayment per visit

Participating/non-participating: you pay all charges

  • Professional charges for outpatient diagnostic tests

Preferred: Nothing

Participating/non-participating: you pay all charges

Inpatient services provided and billed by a hospital or other covered facility

  • Room and board, such as semiprivate or intensive accommodations, general nursing care, meals and special diets and other hospital services
  • Diagnostic tests

Note: You must get precertification of inpatient hospital stays; failure to do so will result in a $500 penalty.

$150 per day copayment up to $750 per admission

Outpatient services provided and billed by a hospital or other covered facility

  • Diagnostic tests
  • Services in the following approved treatment programs:
    • partial hospitalization
    • facility-based intensive outpatient treatment

$25 copayment per day per facility

Note: For outpatient diagnostic or psychological tests billed for by a Preferred, Member, or Non-member facility, you pay nothing.

Note: You pay 30% of the Plan allowance for drugs.

Maternity-related depression:

We now provide benefits to cover up to 4 mental health visits per year in full for treatment of maternity-related depression when you see a preferred provider.

Nothing

Precertification

You must get precertification of inpatient hospital stays; failure to do so will result in a $500 penalty.

Page last updated: December 31, 2012

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