Mental Health and Substance Abuse
Benefits for the treatment of mental conditions and substance abuse are paid in the same manner as your regular medical benefits. However, all care for the treatment of mental conditions and substance abuse must be through a Preferred provider. Please remember that all benefits are subject to the definitions, limitations, and exclusions defined in the Service Benefit Plan Brochure (RI 71-005).
2013 Basic Option - Mental Health and Substance Abuse Benefits
| Benefit Description | You Pay |
|---|---|
Professional services, including individual or group therapy by providers such as psychiatrists, psychologists, clinical social workers or psychiatric nurses
Note: Additional types of licensed providers may be available to you for mental health and substance abuse services. Consult your PPO directory or contact your Local Plan at the Mental Health/Substance Abuse phone number on the back of your ID card. | Preferred primary care provider or other healthcare professional: $25 copayment per visit Preferred specialist: $25 copayment per visit Participating/non-participating: you pay all charges |
| Preferred: Nothing Participating/non-participating: you pay all charges |
| Preferred: $25 copayment per visit Participating/non-participating: you pay all charges |
| Preferred: Nothing Participating/non-participating: you pay all charges |
Inpatient services provided and billed by a hospital or other covered facility
Note: You must get precertification of inpatient hospital stays; failure to do so will result in a $500 penalty. | $150 per day copayment up to $750 per admission |
Outpatient services provided and billed by a hospital or other covered facility
| $25 copayment per day per facility Note: For outpatient diagnostic or psychological tests billed for by a Preferred, Member, or Non-member facility, you pay nothing. Note: You pay 30% of the Plan allowance for drugs. |
Maternity-related depression: We now provide benefits to cover up to 4 mental health visits per year in full for treatment of maternity-related depression when you see a preferred provider. | Nothing |
Precertification
You must get precertification of inpatient hospital stays; failure to do so will result in a $500 penalty.
Page last updated: December 31, 2012
