Pharmacy Benefits

Whether your prescriptions are filled at your local pharmacy or dispensed directly from your doctor or hospital's outpatient department, your Basic Option pharmacy benefits will have you covered.

Basic Option features three levels of benefits. In most situations, you will pay the lowest copayment for any generic medicine and a mid-level copayment for cost-effective, Preferred brand name medicines. The highest copayment level applies to situations where you may be prescribed Non-formulary, Non-preferred brand name medicines.

2009 Basic Option — Prescription Drug Coverage

Here's how your prescription drug benefits work for up to a 34-day supply of medicine. A 90-day supply is available for three copayments.

Level 1 Level 2 Level 3
Generic Medicines Preferred Brand - Name Medicines Non-Preferred Brand Name Medicines
Up To $10 Up To $35 50%*

* With a minimum copayment of $45 or the cost of the medicine. You pay 50% of the medicine's cost when the price of the drug is $90 or greater. If the cost of the medicine is less than $90, you pay either a $45 copayment or the cost of the medicine, whichever is less.

Managing medication costs

To learn more about how to fill your prescriptions and make the most of your prescription benefits, visit the Pharmacy section of this Web site. Information about your prescription benefits is also available in your 2009 Service Benefit Brochure (RI 71-005).