Standard Option
Enjoy the freedom to see any licensed doctor. Standard Option provides benefits for covered services that are performed by a preferred or non-preferred provider.
Basic Option
Take advantage of a lower premium and no deductibles. Basic Option provides benefits for covered services when you choose a preferred provider.
Basic Consumer Option
(a sub-option of Basic Option)
Enjoy more flexibility as to how you spend your healthcare dollars. Basic Consumer Option is a High Deductible Health Plan that includes a Health Savings Account or Health Reimbursement Arrangement. Find out if Basic Consumer Option is available in your service area.
Benefit Comparison Charts
Not sure which Option to choose? Compare all of the Blue Cross and Blue Shield Service Benefit Plans and see which one is right for you.
Download the 2009 Service Benefit Plan Brochure below.
Find out what's new for open season. Learn about new benefits and rates, consumer tools and services. [learn more]
Update: New Standard Option Benefits for Surgery [learn more]
Download the 2008 Service Benefit Plan Brochure below.
Find specific information related to the overseas coverage your Service Benefit Plan provides:
Call the Worldwide Assistance Center toll-free at +1 800.699.4337.
You can also call collect from outside the United States and Puerto Rico at 804.673.1678, using the appropriate AT&T overseas calling codes.