What’s New for 2025
Take a look at our new benefits and updates for 2025.
Open Season is November 11 – December 9
Nothing is more important than your health. That’s why FEP is committed to delivering the quality coverage federal employees, U.S. Postal Service employees and their families need.
The Postal Service Health Benefits Program
Starting in 2025, the Postal Service Health Benefits (PSHB) Program is a new health benefits program exclusively for Postal Service employees, retirees and their families. FEP is approved to participate in the PSHB Program, which means we’re excited to continue providing our coverage to Postal Service employees, retirees and their families.
Learn More
Changes to all of our Federal Employees Health Benefits (FEHB) plans
FEP Medicare Prescription Drug Program updates
- The annual pharmacy out-of-pocket maximum is now $2,000 per member for all plans.
Overseas benefits
- We will waive the cost share for primary care, specialists and outpatient emergency room (ER) services for members overseas.
Pay nothing for all Teladoc Health® visits
Using our telehealth services is a convenient way to get care anytime, anywhere. Next year, we will cover all of your telehealth visits from Teladoc Health at no out-of-pocket costs to you.
Plan-specific drug list updates
FEP Blue Focus
We’ve made changes to our approved drug lists (formularies):
FEP Blue Basic
We’ve also made changes to our approved drug lists (formularies):
FEP Blue Standard
We’ve made changes to our approved drug lists (formularies):
Changes to FEP Blue Basic only
We changed the copays for some medical services and drug tiers
- The specialist visit copay will be $50.
- The urgent care copay will be $50.
- The inpatient hospital care copay will be $350 per day/up to $1,750 per admission.
- The outpatient diagnostic testing and treatment services copay will be $250.
- The outpatient hospital care copay will be $250 per day per facility.
- The outpatient hospital emergency room copay will be $350.
- The Preferred brand name (Tier 2) drug copay will be $75 for a 30-day supply.
- The Preferred specialty (Tier 4) drug copay will be $120 for a 30-day supply.
- The Non-preferred specialty (Tier 5) drug copay will be $200 for a 30-day supply.
- The out-of-pocket maximum you would pay annually will be $7,500 for Self Only and $15,000 for Self + One and Self & Family.