Compare Our Plans
See the differences between benefits and coverage for our three plan options side by side.
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FEP Blue Focus®
- Must stay in-network
- Out-of-pocket costs include copays and coinsurance
- Earn $150 on your MyBlue® Wellness Card for getting an annual physical
- Has a deductible
FEP Blue Basic™
- Must stay in-network
- Most out-of-pocket costs are copays
- Earn up to $170 a year on your MyBlue® Wellness Card
- Eligible members with Medicare can get up to $800 Medicare Part B reimbursement
- Access to Mail Service Pharmacy Program for members with Medicare Part B
- Has no deductible
FEP Blue Standard™
- Can see any provider, even outside the network
- Out-of-pocket costs include copays and coinsurance
- Access to Mail Service Pharmacy Program
- Earn up to $170 a year on your MyBlue® Wellness Card
- Has a deductible
2025 Plan Rates
Enrollment code | Bi-weekly | Monthly |
---|---|---|
Self Only (131) |
$59.17 | $128.21 |
Self + 1 (133) |
$127.21 | $275.63 |
Self & Family (132) |
$139.92 | $303.17 |
Enrollment code | Bi-weekly | Monthly |
---|---|---|
Self Only (111) |
$113.16 | $245.18 |
Self + 1 (113) |
$274.14 | $593.97 |
Self & Family (112) |
$303.61 | $657.82 |
Enrollment code | Bi-weekly | Monthly |
---|---|---|
Self Only (104) |
$174.81 | $378.76 |
Self + 1 (106) |
$384.14 | $832.31 |
Self & Family (105) |
$424.65 | $920.07 |
Compare Benefits Chart
See costs of typical services when you use Preferred providers.
Download the 2025 Benefits at a Glance Brochure
FEP Blue Focus® View plan page |
FEP Blue Basic™ View plan page |
FEP Blue Standard™ View plan page |
|
---|---|---|---|
Virtual doctor visits by Teladoc Health® |
$0 copay |
$0 copay |
$0 copay |
Preventive Care | $0 copay for covered preventive screenings, immunizations and services | $0 copay for covered preventive screenings, immunizations and services | $0 copay for covered preventive screenings, immunizations and services |
Physician and Mental Health Care | $10 per visit for your first 10 primary and/or specialty care visits 1 |
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Urgent Care Center | $25 copay |
$50 copay
|
Accidental Injury: $0 Medical Emergency: $30 copay |
Chiropractic Care | $25 for up to 10 visits a year1,2 | $35 for up to 20 visits a year | $30 for up to 12 visits a year |
Prescription Drugs |
Retail Pharmacy^: |
If you have Medicare Part B primary, your costs for prescription drugs may be lower. Retail Pharmacy^:
Mail Service Pharmacy^: Available to members with Medicare Part B primary only. Visit the Medicarepage for more information.
Specialty Pharmacy^:
|
If you have Medicare Part B primary, your costs for prescription drugs may be lower. Retail Pharmacy:
Mail Service Pharmacy:
Specialty Pharmacy^:
|
FEP Medicare Prescription Drug Program |
Retail Pharmacy^:
Mail Service Pharmacy:
|
Retail Pharmacy ^ :
|
Retail Pharmacy ^ :
Mail Service Pharmacy:
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Maternity Care |
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|
$0 copay |
Hospital Care |
30% of our allowance for outpatient care1 30% of our allowance for inpatient care1 (precertification is required) |
$250 copay for outpatient care per day per facility1 $350 per day copay for inpatient care; up to $1,750 per admission (precertification is required) |
15% of our allowance for outpatient care $350 per admission copay for inpatient care (precertification is required)* |
Surgery |
30% of our allowance*
|
15% of our allowance*
|
|
ER (accidental injury) | $0 within 72 hours | $350 copay per day per facility | $0 within 72 hours |
ER (medical emergency) |
30% of our allowance1
|
$350 copay per day per facility
|
15% of our allowance*
|
Lab work (such as blood tests) |
$0 for first 10 specific lab tests**
|
15% of our allowance1
|
15% of our allowance*
|
Diagnostic services (such as sleep studies, CT scans) |
30% of our allowance*
|
15% of our allowance*
|
|
Dental Care | Not a benefit |
$35 per evaluation; up to 2 evaluations per year |
See 2025 FEP Blue Standard and FEP Blue Basic brochure |
Rewards Program |
Earn $150 on your MyBlue Wellness Card for getting an annual physical4
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Annual Deductible |
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No deductible |
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Out-of-Pocket Maximum (PPO) |
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FEP Medicare Prescription Drug Program Out-of-Pocket Maximum | $2,000 per member | $2,000 per member | $2,000 per member |
Compare Benefits Chart
See costs of typical services when you use Preferred providers.
Download the 2024 Benefits at a Glance Brochure
FEP Blue Focus® | FEP Blue Basic™ | FEP Blue Standard™ | |
---|---|---|---|
Preventive Care | You pay nothing | You pay nothing | You pay nothing |
Physician Care | $10 per visit for your first 10 primary and/or specialty care visits combined medical and mental health substance use 1 |
|
|
Virtual doctor visits by Teladoc® |
|
|
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Urgent Care Center | $25 copay |
$35 copay
|
$30 copay |
Prescription Drugs |
Preferred Retail Pharmacy ^ :
Mail Service Pharmacy: Not a benefit Specialty Pharmacy ^:
|
Preferred Retail Pharmacy ^ : If you have Medicare Part B primary, your costs for prescription drugs may be lower.
Mail Service Pharmacy: Available to members with Medicare Part B primary only. Visit the Medicarepage for more information.
Specialty Pharmacy ^ :
|
Preferred Retail Pharmacy: If you have Medicare Part B primary, your costs for prescription drugs may be lower.
Mail Service Pharmacy:
Specialty Pharmacy ^ :
|
FEP Medicare Prescription Drug Program |
Preferred Retail Pharmacy
^
:
|
Preferred Retail Pharmacy ^ :
|
Preferred Retail Pharmacy ^ :
Mail Service Pharmacy:
|
Maternity Care |
|
|
$0 copay |
Hospital Care |
|
|
|
Surgery |
30% of our allowance*
|
15% of our allowance*
|
|
ER (accidental injury) | $0 within 72 hours | $250 per day per facility | $0 within 72 hours |
ER (medical emergency) |
30% of our allowance1
|
$250 per day per facility
|
15% of our allowance*
|
Lab work (such as blood tests) |
$0 for first 10 specific lab tests**
|
15% of our allowance1
|
15% of our allowance*
|
Diagnostic services (such as sleep studies, CT scans) |
30% of our allowance*
|
15% of our allowance*
|
|
Chiropractic Care | $25 for up to 10 visits a year1 2 | $35 for up to 20 visits a year | $30 for up to 12 visits a year |
Dental Care | Not a benefit |
$35 per evaluation; up to 2 evaluations per year |
The difference between the fee schedule amount and the Maximum Allowable Charge (MAC) |
Rewards Program |
Earn a reward, such as a $150 MyBlue Wellness Card, at no out-of-pocket cost for getting an annual physical4
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Network Coverage | In-network care only, except in certain situations like emergency care | In-network care only, except in certain situations like emergency care | In-network and out-of-network care |
Out-of-Pocket Maximum (PPO) |
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FEP Medicare Prescription Drug Program Out-of-Pocket Maximum | $3,250 per member | $3,250 per member | $2,000 per member |
Annual Deductible |
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No deductible |
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Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first).
- * Deductible applies.
- ** Please see brochure for covered lab services.
- ^ What you’ll pay for a 30-day supply of covered drugs.
- 1 You pay 30% of our allowance for agents, drugs and/or supplies you receive during your care.
- 2 Up to 10 visits combined for chiropractic care and acupuncture.
- 3 You must be the contract holder or spouse, 18 or older, on a FEP Blue Standard OR FEP Blue Basic plan to earn incentive rewards.
- 4 You must be the contract holder or spouse, 18 or older, on an FEP Blue Focus plan to earn this reward.
This is a summary of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read the Plan’s Federal brochures (FEP Blue Standard and FEP Blue Basic: RI 71-005; FEP Blue Focus: RI 71-017). All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochures.