FEP Blue Basic™ for PSHB
Stay in network for care. FEP Blue Basic gives you access to our Preferred provider network that includes over 2 million doctors and hospitals in the U.S.
What you need to know about the Postal Service Health Benefits (PSHB) Program
FEP is committed to providing Postal Service employees, retirees and their families with some of the best health care benefits possible. As an approved carrier in the PSHB Program, FEP will continue to deliver the same great coverage, incentives and discounts that you rely on today.
Benefits at a Glance
In-network care only—our network is the same for PSHB and FEHB plans
Pay mostly copays
No deductible
Medicare Part B Reimbursement: up to $800 back a year
Access to FEP Medicare Prescription Drug Program
Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. Learn more here.
Get the details
Want to see detailed benefits for this plan? Download the 2025 Blue Cross and Blue Shield Service Benefit Plan Brochure – FEP Blue Standard and FEP Blue Basic below.
See Plan Brochure
2025 FEP Blue Basic for PSHB Rates
| Enrollment Code | Bi-weekly | Monthly |
|---|---|---|
| Self Only (33A) | $114.12 | $247.26 |
| Self + 1 (33C) | $280.99 | $608.81 |
| Self & Family (33B) | $317.62 | $688.18 |
Get up to $800 back with a Medicare Reimbursement Account
FEP Blue Basic members who have Medicare Part A and Part B can get up to $800 back with a Medicare Reimbursement Account.
FEP Blue Basic for PSHB Benefits
See costs for typical services when you use Preferred providers.
Compare Plans| FEP Blue BasicTM | |
|---|---|
| Virtual doctor visits by Teladoc Health® | $0 copay |
| Preventive Care | $0 copay for covered preventive screenings, immunizations and services |
| Physician and Mental Health Care |
$35 copay for primary care1
$50 copay for specialist1
$35 copay for mental health visits |
| Urgent Care Center | $50 copay |
| Chiropractic Care | $35 copay per treatment; up to 20 visits per year1 |
| Prescription Drugs* |
Retail Pharmacy^: Generics: $15 copay Preferred brand: $75 copay Non-preferred brand: 60% of our allowance ($90 minimum)2 Preferred specialty: $120 copay2 Non-preferred specialty: $200 copay2
Mail Service Pharmacy: Available to members with Medicare Part B primary only. Visit the Medicare page for more information. Generics: $20 copay Preferred brand: $100 copay Non-preferred brand: $125 copay
Specialty Pharmacy: Preferred specialty: $120 copay2 Non-preferred specialty: $200 copay2 |
| Maternity Care |
$0 copay for outpatient $350 copay for inpatient hospital delivery |
| Hospital Care |
$250 copay for outpatient care per day per facility1
$350 per day copay for inpatient care; up to $1,750 per admission (precertification is required) |
| Surgery | $150 copay in an office setting1 $200 copay in a non-office setting1 |
| ER (accidental injury) | $350 copay per day per facility |
| ER (medical emergency) | $350 copay per day per facility |
| Lab work (such as blood tests) | 15% of our allowance1 |
| Diagnostic services (such as sleep studies, X-rays, CT scans) | Up to $100 copay in an office1 Up to $250 copay in a hospital1 |
| Dental Care | $30 copay per evaluation; up to 2 per year |
| Rewards Program | Earn $50 for completing the Blue Health Assessment3 Earn up to $120 for completing three eligible Daily Habits goals3 |
| Annual Deductible | No deductible |
| Annual Out-of-Pocket Maximum (PPO) |
Self Only: $7,500 Self + One and Self & Family: $15,000 |
FEP Blue Basic with FEP Medicare Prescription Drug Program
Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. The annual out-of-pocket maximum for prescription drugs will be $2,000. Learn more here.
| FEP Blue BasicTM with MPDP | |
|---|---|
| Retail Pharmacy^ |
Generics: $10 copay Preferred brand: $45 copay Non-preferred brand: 50% of our allowance ($60 minimum) Specialty drugs: $75 copay |
| FEP Mail Service Pharmacy |
Generics: $15 copay Preferred brand: $95 copay Non-preferred brand: $125 copay Specialty drugs: $150 copay |
Under FEP Blue Basic, benefits are not available for services performed by Non-preferred providers, except in certain situations such as emergency care.
Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first).
- ^ What you’ll pay for a 30-day supply of covered drugs.
- 1 Under FEP Blue Basic you pay 30% of our allowance for agents, drugs and/or supplies you receive during your care.
- 2 If you have Medicare Part B primary, your costs for prescription drugs may be lower.
- 3 You must be the contract holder or spouse, 18 or older, on FEP Blue Standard or FEP Blue Basic to earn this reward.
- 4 The Annual Pharmacy Out-of-Pocket Maximum is inclusive of the cost of the prescription drug and what you pay out-of-pocket.
The MPDP formulary and/or pharmacy network may change at any time. You will receive notice when necessary.
This is a summary of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read the Plan’s federal brochure (RI 71-020). All benefits are subject to the definitions, limitations, and exclusions set forth in the federal brochure.
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