We’re Here For You
Supporting federal and Postal Service employees, retirees and their families.
By your side since 1960 and always here for you
We know that the new year has been filled with many challenges and much uncertainty. But you can rest assured that the Blue Cross and Blue Shield Federal Employee Program (FEP) is here for you with the coverage and benefits you and your family need.
For 65 years, the health of the federal workforce has been our number one priority. We stand by that promise today. No matter where you are in your career, you can count on FEP to provide the right coverage, answers and support you and your family need.
Need assistance? Reach out online, by phone or in person
General questions about FEP?
Call the National Information Center at 1-800-411-BLUE (2583), weekdays from 8 a.m. to 8 p.m. Eastern Time.
Specific questions about a claim or benefit?
Contact your local BCBS company here or call the customer service number on the back of your member ID card.
Contact UsQuestions about your plan?
Whether you’re a new employee or nearing retirement, you can search and register for virtual and in-person events to see how to get the most out of your plan.
View EventsIf you’re thinking about retiring, here's what you need to know:
Your benefits don’t change
When you retire, you get the same benefits you have now as an actively working employee. Your premiums also don’t go up because you’re retired.
Remember the five-year rule
To keep your medical coverage, you must have five (5) years of continuous enrollment in the FEHB or PSHB before you retire.
This rule only applies to FEHB and PSHB coverage—not FEDVIP.
Don’t cancel your coverage
As long as you don't cancel your insurance, it will never go away for as long as you're retired.
If you do choose to cancel, you will never be able to reenroll in FEHB or PSHB. If you want to try a non-FEHB or non-PSHB Medicare Advantage plan or TRICARE, suspend your coverage, don't cancel it.
If you’re already retired, your FEP health benefits will remain the same.
There are no benefit changes expected in 2025. Combining your FEP coverage with Medicare Part A and Part B gives you additional benefits that Medicare alone doesn’t cover.
Learn More
Lost coverage? Continue your FEP health benefits with Temporary Continuation of Coverage (TCC)
You will receive an additional 31 days of medical coverage for no additional premium when:
- Your enrollment ends, unless you cancel your enrollment
- You are a family member no longer eligible for coverage
Temporary Continuation of Coverage (TCC)
Temporary Continuation of Coverage (TCC) allows former employees to continue their health care coverage for up to 18 months and eligible family members to continue their health care coverage for up to 36 months. Members enrolling in TCC are responsible for both the employee and employer share of the premium, plus an additional 2% administrative fee.
Other BCBS Coverage Options
After you leave the federal government, you may be eligible for a local Blue Cross Blue Shield health insurance plan through a different employer or through the Affordable Care Act’s Health Insurance Marketplace. For assistance, you can contact your local BCBS company at the number on the back of your member ID card or found here.
You can also learn more about the Health Insurance Marketplace at healthcare.gov.
No Extension for FEDVIP Coverage
Be aware that you cannot continue your Federal Employees Dental and Vision Insurance Program (FEDVIP) coverage if you leave Federal service. Under FEDVIP, there is no extension of coverage, temporary continuation of coverage (TCC), spouse equity coverage or right to convert to an individual policy (conversion policy).
As an FEP member, you get comprehensive benefits for every part your life
Mental health support
If you’re feeling anxious, stressed and/or need emotional support, our resources and care options can help with your mental health and wellbeing.
Learn MoreWeight management
Eating right and staying active are important. We have programs and resources that can help you manage your weight and how it impacts your health.
Learn MorePrescription drug coverage
Eligible Medicare members get access to lower costs and more approved drugs with the FEP Medicare Prescription Drug Program (MPDP).
Learn MoreDental & vision coverage
Through BCBS FEP Dental and BCBS FEP Vision, you get access to comprehensive coverage for your dental and vision care needs.
Learn MoreRemember to use any incentive dollars you’ve earned
You and your eligible spouse can earn rewards for doing healthy activities through our wide range of incentive programs. However, keep in mind that if you leave FEP, you will forfeit any unused incentive dollars on your MyBlue® Wellness Card. Make sure to use any rewards before your coverage expires.