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MyBlue®:

What’s New for 2025

Take a look at our new benefits and updates for 2025.

Open Season is November 11 – December 9

Nothing is more important than your health. That’s why FEP is committed to delivering the quality coverage federal employees, U.S. Postal Service employees and their families need.

The Postal Service Health Benefits Program

Starting in 2025, the Postal Service Health Benefits (PSHB) Program is a new health benefits program exclusively for Postal Service employees, retirees and their families. FEP is approved to participate in the PSHB Program, which means we’re excited to continue providing our coverage to Postal Service employees, retirees and their families.

Learn More

Find an Open Season event

View our virtual and in-person Postal Service events near you.

Learn More

Changes to all of our Federal Employees Health Benefits (FEHB) plans

FEP Medicare Prescription Drug Program updates

  • The annual pharmacy out-of-pocket maximum is now $2,000 per member for all plans.

Overseas benefits

  • We will waive the cost share for primary care, specialists and outpatient emergency room (ER) services for members overseas.

Pay nothing for all Teladoc Health® visits

Using our telehealth services is a convenient way to get care anytime, anywhere. Next year, we will cover all of your telehealth visits from Teladoc Health at no out-of-pocket costs to you.

Plan-specific drug list updates

FEP Blue Focus

We’ve made changes to our approved drug lists (formularies):


FEP Blue Basic

We’ve also made changes to our approved drug lists (formularies):


FEP Blue Standard

We’ve made changes to our approved drug lists (formularies): 


Changes to FEP Blue Basic only

We changed the copays for some medical services and drug tiers


  • The specialist visit copay will be $50.
  • The urgent care copay will be $50.
  • The inpatient hospital care copay will be $350 per day/up to $1,750 per admission.
  • The outpatient diagnostic testing and treatment services copay will be $250.
  • The outpatient hospital care copay will be $250 per day per facility.
  • The Preferred brand name (Tier 2) drug copay will be $75 for a 30-day supply.
  • The Preferred specialty (Tier 4) drug copay will be $120 for a 30-day supply.
  • The Non-preferred specialty (Tier 4) drug copay will be $200 for a 30-day supply.
  • The out-of-pocket maximum you would pay annually will be $7,500 for Self Only and $15,000 for Self + One and Self & Family.

See 2025 plan rates

Federal employees and Postal Service employees can view rates and compare benefits for FEP Blue Focus, FEP Blue Basic and FEP Blue Standard.

See FEHB rates See PSHB rates

This is a summary of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read the Plan’s Federal brochures (FEP Blue Standard and FEP Blue Basic: RI 71-005; FEP Blue Focus: RI 71-017). All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochures.

The FEP Medicare Prescription Drug Program (MPDP) is a prescription drug plan with a Medicare contract. Enrollment in MPDP depends on contract renewal.

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